Senior Credit Risk Manager (f/m/x)
This job is not available in English!
Company Description
We are looking for an enthusiastic individual to join our Captive Finance team. In this role, you will have a major impact on how we assess and allocate our credit risk and mitigate credit risk. You will have the opportunity to work directly with key stakeholders. AUTO1 Group is Europe's leading automotive platform. With our well-known brands Autohero, wirkaufendeinauto.de and AUTO1.com, we are revolutionizing the used car market.
Your new Role
Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
Conduct thorough back-testing of existing credit policies and scoring models to assess their effectiveness and identify areas for enhancement
Provide expert recommendations for policy and model improvements based on data analysis and industry best practices
Work closely with the Credit Operations team to implement new policies and work instructions
Ensure seamless integration and operational efficiency
Evaluate credit risk and develop strategies to mitigate potential risks
Enhancing the overall credit quality of the portfolio
Communicate insights and recommendations to key stakeholders
Your Skills
Successfully completed studies in economics, financial management or a comparable course of study
Ideally knowledge of Python, Redash and data analytical tools
Relevant experience in credit analysis, policy review and risk management
Experience in the role as a Team lead or personnel responsibilities
Working detail-oriented with a strong focus on accuracy and compliance
Ability to work independently and manage multiple projects simultaneously
Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
Business fluent in English, while knowledge of German is a plus
Our Offer
Be part of Europe's leading digital automotive platform!
Personal growth with the contribution of own ideas
Frequent feedback talks will support you in achieving your goals
Flexible working hours
Time to relax: 26 days vacation
Working from home: you can work from home up to 3 days a week
Join us, building the best way to buy and sell cars!
Apply by uploading your CV with a note of your earliest starting date and your salary expectation.
Kontakt
Katharina Ruhnke
#LI-A1
At AUTO1 Group we live an open culture, believe in direct communication, and value diversity. We welcome every applicant; regardless of gender, ethnic origin, religion, age, sexual identity, disability, or any other non-merit factor.
Apply now
Complete your job application by uploading your CV at the top of this application form. You can upload additional attachments, such as a cover letter or portfolio at the bottom.